To be precise, yes you can. Life is unpredictable and financial emergency may strike anytime without prior notice. To manage an emergency successfully, you may need funds. And the personal loan is something that helps you handle your pecuniary requirements. Whether hospital bills, marriage, paying for school/college fees, buying a gadget – a personal loan disbursed in a couple of minutes would be of great support.
Banks might not be the right option
Banks disburse a quick personal loan without asking for collateral. But with them, you will have certain criteria to meet. And your income evident through your salary slips is one of the most important of them. If you fail to furnish the salary slips for at least the last three months, it is unlikely that the banks will lend you money.
Private financial services come as a savior
If you are unable to furnish a salary slip, banks are likely not to lend money. And there the need for private finance companies in Kolkata comes into play. They offer personal loans even if you don’t furnish a salary slip. However, you must fulfill other criteria.
Eligibility criteria for personal loan application
If you are self-employed and unable to produce a salary slip, then also you may get a collateral-free loan from private financial services like Peerless Finance. Here are the criteria that you should meet.
For a personal loan, choose a lender that doesn’t impose stringent eligibility criteria while ensuring an easy and hassle-free loan application, as well as verification and approval. The most trusted name to offer simple loan terms is Peerless Finance. With them, you can apply for almost an instant loan with flexible tenure and an affordable interest rate.
Summary – Getting a personal loan from a bank without salary slips is not an easy job. But private financial institutions offer such funds considering certain easy criteria like alternate proof of income, good credit score, and applying with a co-signer.