Cases of self and family exigencies, financial needs like meeting educational expenses of your children, house renovation, planning a travel or wedding expenses etc.
Pan card, Address proof, Last 6months bank statement , 3Months Pay Slip(if salaried), Last two years ITR file, Joining letter (if salaried),Certificate of membership copy
Yes, you can apply with a low CIBIL Score but the sanction of the same will depend on the ability of repayment. However, you have an option to take a joint loan with your immediate family member, or keep a guarantor.